UPI Expense Tracker

A wallet you glance at.

UPI Expense Tracker is a 100% offline personal expense tracker for UPI payments. It quietly

captures every payment you make, sorts it into categories, and shows your daily, weekly, and

monthly spend plus an at-a-glance available balance — on the home screen and in home-screen

widgets. There is no account, no cloud, no ads, and no tracking. Everything stays on your phone.

WHAT IT DOES

* Captures payments automatically. An Accessibility Service reads the on-screen payment

confirmation from your UPI app (Google Pay, PhonePe, Paytm, CRED) and your bank's payment SMS,

then records the amount, payee, and time. Duplicates are removed by the bank reference number.

* Shows your spend. This-week and this-month totals, a spend chart, recent transactions, and

automatic categories such as Food, Groceries, Transport, and Bills.

* Available-balance wallet. A manual baseline minus your captured spends, which you can re-anchor

to the real figure any time.

* Home-screen widgets for spend, available balance, a monthly budget, and week/month budget

progress.

* Tells you when capture stops. If the accessibility switch goes off, you get a reminder and the

widgets show "Capture paused", so a stalled total never looks current.

* Budgets. Set a monthly cap and watch it fill on the home card and a widget.

PRIVACY — NOTHING LEAVES YOUR PHONE

The INTERNET permission is actively stripped from the app, so it is incapable of sending any data

off the device. There is no cloud, no analytics, no crash reporting, and no third-party tracking;

your data lives in a local database only. CSV export is local and shared by you manually. The

donate button simply opens a payment page in your browser — there is no payment SDK in the app.

PERMISSIONS

* Accessibility Service — reads the UPI app's payment-confirmation screen to capture a payment.